An average family in the United States spends about $5000 each person for medical expenses. On average, $28,000 can be spent by a family of four. People allot at least 11% of their yearly income for the same purpose. Healthcare in the United States is so expensive that according to a survey, over 40% of adults refused to consult with a doctor for fear of hospital bills.
Save Money by Eating Healthy
In other words, sickness is not the only healthcare problem your family could face—there are also those whopping medical expenses. How can your family avoid this? The simplest and most affordable way is to be healthy, and here’s how you can help your family do just that.
The first thing is to make sure your family is eating a healthy balanced diet full of fruits and vegetables. Meals should be packed with carbohydrates, protein, healthy fat, vitamins, and minerals. Not just meals—snacks, too! This also means staying away from the following:
- Highly processed foods
- Anything with added sugar or refined grains
- High-calorie coffee drinks
- Most fast-food meals
- Processed cheese
- Processed meat
- Candy bars
- Low-carb junk foods
- Low-fat yogurt
- French fries and potato chips
Benefits of Healthy Eating
This is also the best chance to learn some healthy and simple recipes. For example, you can start with a great and simple breakfast! Try porridge. One bowl of oatmeal is one bowl of whole grains full of key vitamins and minerals such as Vitamin B, iron, and zinc. It’s rich in energy and fiber. It’s a great way to increase weight and brings down the risk of heart diseases. It’s also a good source of protein which is healthy for your body.
Mixed with nuts and fruits, and oat porridge can well be the star of the day. You can just cook a cup of oatmeal in the microwave, mixed with nuts and berries of your choice, and stir it. Let it cool for a minute, and you’ve completed your mighty porridge! By eating healthy, your family can avoid numerous diseases such as:
- Cardiovascular disease
Save Money by Exercising
The second thing that can help your family avoid health care problems is to regularly exercise. The most noticeable benefit of exercising is weight control. To maintain a healthy body and the optimal weight, you must burn the amount of energy equal to the calories your body has consumed. This also strengths the body’s muscles such as the heart and increases blood circulation. In other words, it helps prevent cardiovascular diseases.
Other benefits of regularly exercising are the following:
- Helps the body manage insulin and sugar levels
- Helps you quit smoking
- Improves mental health and mood
- Help keep the brain healthy and sharp
- Reduces the risk of cancer
- Improve sleep
You don’t have to rigorously exercise immediately. In fact, you can integrate it as a habit to your family by doing it in small increments consistently before making exercise an everyday thing. You can even try to make it a family activity or a way to spend quality time together with your significant other every day.
It’s understandable that that can be overwhelming. So start with simple exercise routines a few days a week, and gradually increase frequency and difficulty in the coming months. Do this as a family bonding activity to make exercise fun. Keep track of your progress, too. This can help keep motivating you as you see your body become stronger over time.
Why Hospitals Are Costing More
Why are medical expenses so much higher in the United States? Costs in healthcare have been steadily on the rise because of various factors. One of them is actually healthcare management; which influences the culture in the hospital and how efficient they are with their resources.
Wastage is one of the problems in hospitals and other healthcare institutions. Poor management contributes to their operating costs that add to rising bills patients would have to pay. With the advancement in technology, these institutions are also mandated to upgrade their patient information recording system—again, costs added to patients’ bills. And of course, there’s that obvious reason—equipment. This takes a huge part of overall operational costs. This equipment could range from CAT scanners to as simple as surgical headlights that help doctors see better during surgical operations. Again, these add to the overall operating costs of a hospital that ultimately end up in patients’ bills.
It’s not a surprise that you would want to stay away from the doctor even when you’re sick because you might be intimidated by the medical bills. But if you really don’t want to spend too much on that, the best thing you can do is to try and stay healthy along with your family. Remember to eat healthy, get quality sleep, and do activities to increase your mental health!