Men are often reluctant to visit the doctor and don’t see a health professional until they think something is wrong. By that time, health dangers may have snuck up on them. By that time, they may have high blood pressure, high cholesterol, and other factors that may make it difficult for them to purchase health insurance.

Many times, before you can qualify for health insurance, you must get a physical exam before the policy takes effect. If that’s the case, many of these health risks will make your premiums go up or even result in the insurance company refusing coverage for that specific condition. Read on to find out what to expect during a health insurance physical.

How to Create a More Positive Result

Get in Shape: If your health is less than stellar, and you have two weeks before your exam, you’re in luck. Start some low impact exercising, and cut out the empty calories. Making small changes can make a big difference when it comes to your health insurance exam.

Stay drug free: Recreational drugs, pain relievers, and any other non-prescribed medicines, as well as anti-inflammatory medication and analgesics may have an effect on your liver function results. Refrain from drinking and smoking.

Go Vegan for 2 weeks: Consider a juice fast for up to one week; drink fresh fruit and vegetable juice, bottled spring or distilled water, only decaf coffee and teas and 1-2 cups of Vegan bouliion in the afternoon. The next seven days, drink your juices for breakfast and lunch, and supplement with spinach or kale salad, with olives and vegetables. No meat or dairy, including cheese. Not only will this regimen clean up your chemical readings, you will no doubt lose from 12-18 pounds as well. Another great effect is that your skin will Detox and your mental acuity will increase substantially.

What to Expect From the Exam

Medical History

A large part of the health insurance physical involves answering questions about your medical history. Be honest; the truth will be evident once you are examined anyway. You’ll be asked if you smoke, drink, or take drugs, and how often you did, or still do. If you feel inclined to give a vague or false answer, think again. Later on down the road, if it comes to light that you falsified your physical, they may not be paying for that operation you are planning on having.

Belly Fat and Blood Pressure

One of the first things that will happen at a health insurance exam is a weight check. A nurse will take you down a long corridor, you’ll step on the scale, she’ll jot something down then take your blood pressure, and you’ll be left to wait in an exam room. That seemingly insignificant moment could literally “tip the scale” toward expensive insurance premiums. Extra weight can be the first indicator of other problems, such as a heart condition or diabetes.

High blood pressure can be the harbinger of many serious illnesses; if you’re taking medication for it already, don’t forget your dosage before going in for you exam. The more anxious you are about the appointment, the higher your blood pressure will be, so relax. Get a simple drugstore blood pressure reading a few months before the exam, and if it’s high, start exercising. Exercising and eating well can do wonders for your blood pressure.

Lab Work

Many of the factors that influence your health can be noted from a blood or urine test. A blood test will reveal your cholesterol level, your glucose level, and your blood cell count. This is another reason to put down those donuts and take up eating egg whites. You’ll also have your urine checked for signs of diabetes, hypertension, and kidney and liver disease.

Not Your Favorite Part

At a physical exam, you’ll most likely be asked to undress, and you’ll be checked in some uncomfortable places. Your prostate may be examined, especially if you’re over 40, and you’ll be checked for rectal cancer. If you’re younger than 40, you may be given a testicular exam and be checked for a hernia. The good part is, it could save your life.

A health insurance exam is nothing to be concerned about if you’re in good health. If you are aware of any health conditions, be up front about them. Your medical history will be examined, and if you have lied about your health, the insurance company will eventually find out.

Categories: Men's Health


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